Here is my stockpile of consumer-education reports on General Insurance topics and December uplifting articles I have created for you to send with your client newsletter and other marketing efforts (per our agreement).  If you would like to view all  the reports, visit the stockpile home page.

Please note, all content on this page and the links and downloads are my intellectual property and copyright protected.  Please be a good guy and respect that.  You know, the Golden Rule and all.

If you are one of my treasured subscribers, welcome back!   Happy shopping for the report that is a good fit for your publication!  If you are a visitor, then mosey over to this page for a “FREE + Shipping” offer and to see how you can get these reports for your own use.

GD1, “24 Qualities That Geniuses Have in Common”  Learn what characteristics geniuses have in common — ones you may already possess or can develop right now to improve your life.

GD2, “How the Grace Period and Reinstatement Rules Help You”  The information in this report will be helpful if you are ever delayed with an insurance payment.

GD3, “Happiness is . . .”  This report has a collection of diverse and inspiring quotes about becoming happy and sharing happiness.  I do hope these lift your spirits this holiday season.

GD4, “Material Facts, Concealment, Misrepresentation, Fraud and Your Application for Insurance”  Giving false information and omitting important facts could lead to your insurance policy being rescinded. Read this report to learn what’s at stake when you apply for insurance.

GD5, “Peace on Earth”  I thought you would find it uplifting to read how the people of Earth are more alike than different in their core morals.

GD6, “Prosperity”  An inspiring message from William Boetcker that is especially appropriate for these times.

GD7, “Understanding Underwriting Risks”  When you hear your agent say, “your application is going through underwriting review,” do you know what that means?  This report will define the term, give you a brief history and explain two underwriting risks.

GD8, “What Are Your Responsibilities Under a Unilateral Insurance Contract?”  While you may not think of it this way, when you purchase an insurance policy, you are entering into a contract with a company.  But unlike many other contracts, it will be unilateral.  What does that mean and is it a good thing?

GD9, “What Every Insurance Applicant Must Know about Consumer Reports!”  Did you know there are consumer reports other than those from credit bureaus?  How do they collect and share information about you and how does that impact the rates for ALL your insurance purchases?

GD10, “What Is Subrogation and How Does It Impact You?”  Will someone pay your claim besides your insurance company?  That will be decided in subrogation.  Find out what the process of subrogation is and what it has to do with you.

GD11, “What You Should Know About Insurance Coverage and Claims”  There are some basics you should understand about your insurance policies so you can be on solid ground to get a justified claim paid and avoid losses that will not be reimbursed.

GD12, “What You Should Know About Insurance Premiums, Cancellations and Refunds”  I’d like you to keep your insurance in force for as long as it fits your needs, but if you do need to cancel a policy, this report has the scoop on what you should know in advance.

GD13, “Words of Wisdom to Ring in the New Year”  This report contains quotes drawn from a wide range of sources. My aim was to uplift and inspire you as you complete this year and plan for a new one.

GD14, “’Tis the Season of Kindness” This report has nothing to do with business.  Instead I am sending you moving examples of kindness. I hope your heart is warmed and perhaps that you are inspired to spread some joy yourself!

GD15, “Tiny Tales of Kindness to Make You Think, Smile and Cry (1 page)”  Most people are good.  Watching the news it is easy to lose sight of that fact.  Enjoy this collection of real stories of kindness by ordinary people.  It may make you think, smile or cry.

GD16, “Tiny Tales of Kindness to Make You Think, Smile and Cry (2 page)”  Most people are good.  Watching the news it is easy to lose sight of that fact.  Enjoy this collection of real stories of kindness by ordinary people.  It may make you think, smile or cry.